Rental/Investment Property Loans

Sonoma Federal Credit Union is your home for investment property lending!

Investment property and rental property can be a good way to boost your income, as well as increase your assets.

Maximize your cash flow

If you own investment property, you know how important cash flow is. A lower mortgage rate could mean greater net earnings on your investment property. Lowering your monthly mortgage payments means more money in your pocket.

Get Great Rates!

Our products are competitive. Great rates on your properties mean a good return for you, and a quicker payback of that purchase.

Superior Service

Our staff is superlative! If you have ever been through a closing where the bank, title companies, and other participants did not communicate well, you know what a trying time that can be. Sonoma Federal works closely with all parties to head up and guide the closing.

You have options for greater flexibility.

If you’re worried that you have limited options, think again!

We offer competitive rates and lower fees for a variety of mortgage loans including 10 year, 15 year & 30 year fixed rate options The property must have 20% (1 unit) and 25% (2-4 units) equity or greater to qualify for these loans.

Or maybe a 3/1, 5/1 or 7/1 adjustable rate loan would be a better choice for you. The rate is fixed for 3, 5, or 7 years. After this term, the loan converts to a 1 year adjustable rate loan indexed to the CMT 1 year treasury. The repayment term is still based on 30 years. You pick the option that works best for you.

So what are you waiting for? There’s never been a better time to get a home loan. Apply with us today!

Contact our Mortgage Center for rates, fees & terms at 707-527-6216 or email: loancenter@sonomafed.com.

Apply for your home loan now!