Have you found the perfect home but can't find anyone to lend on your dream home? Does your idea of the perfect home, not fit into the mortgage company's idea of a home? Do you have cash, but just not enough for that lifestyle home of your dreams?
Sonoma Federal Credit Union offers financing on unique and special homes located in Sonoma, Marin*, and Napa* counties. So long as you own your land, and live in the home; we can generally offer you a mortgage for your home**. Our Lifestyle home loan program allows you a 30 year repayment, and the flexibility to borrow not just to purchase or refinance; but, to borrow for seasonal or recurring needs as well.
- Commercial farming*** – no problem
- A dozen cottages – no problem
- Mobile homes on the property – no problem
- Winery or brewery in your front yard – no problem
- Mixed use land – no problem
* Must be current members, or qualify for membership of Sonoma Federal Credit Union by working or worshipping in Sonoma County.
**Minimum down payment for purchases, and maximum loan to value limits do apply. Substantial buyer equity position will be required.
*** Properties with cannabis operations are not eligible.