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Phone: (707) 527-6216     Fax: (707) 527-6835
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Savings & Certificate Secured Loans


Borrow against your own money that you have deposited with Sonoma Federal Credit Union.  The money you have in a savings account or certificate of deposit both qualify.  This is a great, flexible way to borrow money.  When the loan is paid back, you still have your money in savings.

Applying online is easy.  Just click on the Apply button.

Also a great way to establish or rebuild a credit score!

Here is what we have to offer:

  • Competitive low fixed rates
  • You can repay the loan over the term you desire
  • Interest rate is 3.00% above the interest rate you are earning on the money in your savings account or certificate of deposit
  • No credit check required for these types of loans

Apply for your savings secured or certificate of deposit loan now.

Helpful Tools
  Current Savings Rates
  Annual Credit Report
  Loan Payment Calculators
  Apply For A Loan
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Business Hours: (707) 527-6216
Non-Business Hours: USA: 1-888-241-2510
  Collect: 1-909-941-1398
This credit union is federally insured by the
National Credit Union Administration.
NCUA Equal Housing Lender
  Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 707-527-6216 for assistance. Products and services available on this website are available at our office located at 1194 Montgomery Drive, Santa Rosa, CA 95405.