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Phone: (707) 527-6216     Fax: (707) 527-6835
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Money Market Accounts


Premium Money Market Savings
If you have a large amount of money that you need to keep liquid but also want to earn a higher dividend, the Premium Money Market Savings account from Sonoma Federal Credit Union is a great option. Tiered interest rates mean the more you save, the more you earn.

  • Tiers start at $10,000* and top out at $100,000
  • Dividend are paid monthly

Getting Started Sonoma Federal Credit Union members may mail an initial opening deposit of $10,000 or more to the credit union. Be sure to include a note that the money is for a new money market account.

*Balances below $10,000 do not earn dividends. Rates adjust automatically between tiers.

Money Marketing Checking
Looking to earn more on your short-term investments, but need the flexibility and liquidity of a checking account? Consider a Sonoma Federal Credit Union Money Market Checking account. You can open an account with as little as $1,000. There are no monthly fees even if account balances fall below $1,000, however dividends accumulate only on minimum balances of $1,000 or more. Dividends are paid and compounded monthly based on the account's average daily balance and the rate increases when an average monthly balance reaches $2,500, $5000, $10,000, $25,000, $50,000 and jumps again at $100,000.

Other features:

  • Check writing -up to three checks per month
  • 24-hour access through STATLine, our 24-hour telephone service
  • Direct Deposit and Payroll Deduction capability
  • Unlimited access to your account when you visit the credit union

Contact us by email at  or (707) 527-6216 to open your new Premium Money Market Savings or Money Market Checking.

Print and complete the membership application prior to joining Sonoma Federal Credit Union
Check on membership eligibility or how to join.

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Business Hours: (707) 527-6216
Non-Business Hours: USA: 1-888-241-2510
  Collect: 1-909-941-1398
This credit union is federally insured by the
National Credit Union Administration.
NCUA Equal Housing Lender
  Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 707-527-6216 for assistance. Products and services available on this website are available at our office located at 1194 Montgomery Drive, Santa Rosa, CA 95405.