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JUMBO Home Loans

Looking for a higher loan amount for enhanced home buying power?  Our JUMBO Home Loans allow for a variety of financing options and we’ll work with you to ensure we get you in a loan that meets your needs and wishes.

There are two different types of JUMBO loans.  The first type is a High Balance Conforming JUMBO loan.  The second type is a Super JUMBO loan.

High Balance Conforming JUMBO loan guidelines

  • Loan amounts up to $520,950 for homes in Sonoma County

FHA High Balance Conforming JUMBO loan guidelines

  • Loan to Value (LTV) is 90% below $625,000
  • Loan to Value (LTV) is 80% above $625,000
  • Loan to Value (LTV) is 60% on “cash-out” loans
  • Terms for 15 and 30 year fixed only

Super JUMBO loan guidelines

  • Loan amounts up to $2,000,000
  • Refinancing available
  • Competitive rates
  • Property must be owner occupied for up to 4 units
  • Loan to value 70% or less

Superior Service
Our staff is superlative! If you have ever been through a closing where the bank, title companies, and other participants did not communicate well, you know what a trying time that can be. Sonoma Federal works closely with all parties to head up and guide the closing.

So what are you waiting for? There’s never been a better time to get a home loan. Apply with us today!

Contact our Mortgage Center for rates, fees & terms,
at 707-527-6216 or email:

APPLY for your home loan now.

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