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Open The Doors For Your Possibilities…
Using your hard-earned savings for major expenses
doesn’t always make sense- especially with
interest rates at all-time lows. A better solution
for most homeowners is a Home Equity Line of Credit or
a fixed-rate Home Equity Loan – two smart ways to use
the equity in your home to get the cash you need. Use
the money for remodeling projects, home repairs, a
major purchase, emergencies or to pay off higher- rate
debt.
Home Equity Line of Credit
If you think you’re borrowing needs will vary
over time, a Home Equity Line of Credit is a good
choice. It’s flexible and can be customized to
fit your budget and lifestyle. Simply establish your
account today and use the funds as you need them.
- Credit lines up to $200,000
- Low variable rate based on the Wall Street Journal
Prime Rate
- Fully amortized payments over 15 years
- Draw period of 15 years
- Generally, loan to values up to 70%
- No points or origination fees
- Tax deductible interest for most homeowners
- Easy checkbook access to your funds
- Low minimum monthly payments
Home Equity Special – Move your existing home
equity line of credit balance to us and we will pay
the fees!
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Fixed Rate Home Equity Loan
If you need money for a one-time expense, a fixed
rate Home Equity Loan may be your best option.
It’s perfect for home remodeling or repairs,
or anytime you need a lump sum of cash.
- Get up to $200,000
- Low fixed rate and low monthly payments
- Flexible repayment terms of 5, 10 or 15
years
- No pre-payment penalty
- Tax deductible interest for most homeowners
- Minimal fees
It’s easy to get started. There’s no
application fee for either the Home Equity Line of
Credit or Home Equity Loan. APPLY
online. Still have questions, give us a call at (707)
527-6216. For loan rates, click
RATES here.
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