Looking for a higher loan amount for enhanced home buying power? Our JUMBO Home Loans allow for a variety of financing options and we’ll work with you to ensure we get you in a loan that meets your needs and wishes.
There are two different types of JUMBO loans. The first type is a High Balance Conforming JUMBO loan. The second type is a Super JUMBO loan.
High Balance Conforming JUMBO loan guidelines
- Loan amounts up to $520,950 for homes in Sonoma County
FHA High Balance Conforming JUMBO loan guidelines
- Loan to Value (LTV) is 90% below $625,000
- Loan to Value (LTV) is 80% above $625,000
- Loan to Value (LTV) is 60% on “cash-out” loans
- Terms for 15 and 30 year fixed only
Super JUMBO loan guidelines
- Loan amounts up to $2,000,000
- Refinancing available
- Competitive rates
- Property must be owner occupied for up to 4 units
- Loan to value 70% or less
Our staff is superlative! If you have ever been through a closing where the bank, title companies, and other participants did not communicate well, you know what a trying time that can be. Sonoma Federal works closely with all parties to head up and guide the closing.
So what are you waiting for? There’s never been a better time to get a home loan. Apply with us today!
Contact our Mortgage Center for rates, fees & terms,
at 707-527-6216 or email: email@example.com.
APPLY for your home loan now.